Deification of Investment in India
Investment in India -The sooner you try to start for the achieve targets (Financial Goals), the richer you will be until you get closer to the goal.
You are going for Investment in India then you have a great future if you invest your Income then you are save and Increase your income.
Most of the investors are looking for a high return investment option with low risk when it comes to investment. However, there are no low-risk investment options that provide a higher return. Risk and returns are inversely proportional to each other. This means if you are looking for a higher return you need to select a high-risk investment option. Select the best investment option as per your risk appetite and financial goal.
Well, as per my best investment idea is one that allows investors to accomplish their financial goals. The financial goal could be retirement, child education, marriage, buying a new house etc. For every financial goals, you need to make a plan and select an investment option as per your risk appetite.
If you want to lose weight, eat less and exercise more. The case of money is also like this. Reduce expenses and save more. With this, you will have a good bank balance ready. The sooner you start for retirement or other financial goals, the richer you will be until you reach the goal. For this, you have to adopt easy rules.
Benefits of early investment in India
If you want to save crores of rupees for your retirement, then start as soon as possible. If you start investing Rs 5,000 from the age of 25 and get 10 percent annual return on it, then at the age of 60 you will have a fund of more than one crore rupees.
If you invest Rs 100 on which you get a compound interest of 10 percent per annum, according to Rule 72, it will take 72/10 = 7.2 years to double this investment. If you invest a larger amount than this, suppose one lakh rupees, then in about seven years they will become two lakh rupees. For this, do not forget to keep the continuity of investment and increase the current fund, it will give you far more profit.
#72 Investment Rule
What does 72 rule of 72 help to know in how many years your money will double?. The option of giving 10 percent annual interest will double your investment in 72/10 = 7.2 years.
There are many of types of investment in India. But we are telling you the top and trading Investing now days.
- Mutual Fund
- Stock Market
You can Start Investment in India in both terms by your handset mobile. There are many application in play store but I prefer you go with groww app . Here are available many of facilities.
How to start investment mutual funds in India
Equity Mutual Fund also Know by Smart Investing because here is low risk.
Equity Mutual Fund is another popular investment option recommended for 2020. Equity mutual funds generate higher returns by investing money in stocks across capitalization. Equity mutual funds invest at least 65% of their assets in equity and equity-related mutual funds.
Equity mutual fund is slightly less risky investment option compared to direct equity. However, there are multiple benefits of investing money in equity mutual funds. You can invest in the mutual fund via SIP and ONE TIME route. Mutual funds offer good diversification. You can earn good returns by investing money in mutual funds over the long run.
#SIP(Systematic Investment Plan)– SIP means you are invest in mutual fund month by month. You can start monthly investment just 100 rupees. 100 rupees is minimum investment in mutual fund by SIP.
#ONE TIME(Lum Sum Amount)– ONE TIME means you are invest in mutual fund by one time Investment for a long term. When you select you fund and invest for a life time in a signal payment that’s called one time investment. There is not minimum amount.
You can expect around 10-16% return by investing in equity mutual funds. It is recommended to go for direct mutual fund and growth options while investing money in equity mutual funds.
Who should invest in Equity Mutual Fund?
If you want to balance risk and return mutual fund investment is for you. You can expect very good returns from mutual funds over a long run.
#Best SIP Plan For Future and #Best ONE TIME investment Plan For Future
HIgh Return Funds
- Parag Parikh Long Term Equity Fund
- Axis Midcap Direct Plan Growth
- Axis Bluechip Fund Direct Plan
- Canara Robeco Bluechip Fund
- SBI Small Cap Fund Direct Growth
How to start invesment in stock market in India
Having a trading and Demat account is mandatory to invest in the Indian stock markets. The first step is to choose a stockbroker. Next, open a Demat and a trading account in which the stocks would be electronically linked to your portfolio.
There is no minimum limit to start investing in the Indian stock market. You simply need to have sufficient capital to cover the price of a stock. So, you do not need a huge amount of money to start trading in India. It is possible to buy stocks for even less than Rs 10!
Today Zerodha has over 1.5 million active retail clients, accounting for over 15% of India’s retail trading volume. Zerodha is considered safe because it is regulated by India’s top-rated regulator, the Securities and Exchange Board of India (SEBI)
For beginners, it’s totally a bad idea to go for Zerodha. Even people who stand to be advanced traders, it would not be a good idea to begin with any discount broker or a pocket friendly broker just to save some money. Rather go for a full service broker and gain maximum benefits by trading and investment policy.
#Best Stock in India For a Long Term
- SH Kelkar & Co
- Safari Industries India Ltd.
- Insecticides India Ltd
- Mahindra Lifespace Developers Ltd
- ISGEC Heavy Engineering Ltd.
Make sure to consider the following aspects while investing your money in any of the above investment options.
- Investment Objective – You should be clear about your investment objective before investing.
- Tenure – Another point for consideration is tenure. Investment options are different for the long term and short term.
- Risk-Taking Capacity – Another factor that matters for the selection of investment options is risk-taking capacity. If you are high-risk investor you can consider equity or real estate for the investment.
- Tax – Tax is another important factor in the selection of Investment. Tax saving options are different compared to normal investment options.
- Liquidity – Your requirement of cash can affect the selection of investment options. Some investment options do not provide liquidity. Make sure to select the right investment option as per your need.