LIC (Life Insurance Corporation) Tech of the country keeps on bringing special schemes for its customers from time to time, So that customers do not have to worry about their future. Today we will tell you about one such policy in which LIC will continue to earn every month after retirement on investing money. The name of this policy is Jeevan Shanti Scheme of LIC. Let us tell you about this policy in details.
More Governments Scheme Government Pension Scheme 2020
Two Options are available for Pension. while taking this policy, the policy holder has two options for pension. First Intermedicate second Deferred annuity. This is a good way to get a certain amount at the time of retirements. Both Plans have different features and benefits. more Information you can visit https://www.licindia.in/
Intermedicate Means that you start taking pension soon after taking the policy, At the same time. Intermedicate Policy you get 7 types options.
2. Deferred Annuity
Deferred Means that you start taking pension for some time ( 5,10,15,20 Year) After taking a policy. At the same time two options are available in Deferred
With this Policy, Customers also get the facility of loan. Also you can surrender it anytime after 3 month.
Under Jeevan Shanti Scheme, it will be necessary to invest at least 1.5 lakh rupee. There is no limit on the maximum amount. you can deposit 5 lakh or 10 lakh or even more as per your convenience.
Who Can take this Policy
You must be at least 30 years old to take the policy. At the same time , If the pension is needed immediately, then the maximum age should be 85 years. The maximum age for the difference plan should be 79 years.
Benefits of Schemes
In this Plan of LIC, you have to invest only once and your guaranteed income will continue throughout your life. You can also take the policy jointly with your parents or siblings. Apart from this, customers can select annuity options according to their needs and circumstances. This is a single premium plan, Where once you invest, you will start getting pension, which will get life.
In This policy you can get many options for investing. If you want, You can start taking pension immediately or you can take it after some time. If you join the policy in 35 years, You can get pensions immediately or you can take it for 5,10,15 or 20 years.
Under different pension plan at intervals of 5 to 20 years , Jeevan Shanti Scheme has the option of pension on your deposit at 8.79% to 21.6% annually. You can visit LIC official link for more information https://www.licindia.in/Home
Suppose a 50 year old person chooses option A means pension option per month. With his, he chooses the 10 lakh even assured option. so he will have to pay a premium of 10 lakh 18 thousand rupees. After this investments, they will get a pension of rs 5,617 per month. This pension will be received as long as the policy holder remains alive. At the same time, this pension will stop comping after death.
Thanks For Read Leave Your Valuable Comment….