Top 5 Government Schemes With Good Benefits

Government Schemes– There are many schemes of the government which are directly related to the common people. If you want you can take advantage of these government schemes by taking information about them. There are schemes of government of India schemes for poor people, child study, small business, and some necessary wants.

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Types of Government Schemes

  • Sukanya Samriddhi Yojana (SSY)
  • Pardhan Mantri Jan Dhan Yojana (PMJDY)
  • National Health Insurance Scheme (RSBY)
  • National Social Assistance Program (NSAP)
  • Pardhan Mantri Mudra Yojana (PMMY)

Read In Details Below

1. Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana for a Girls Child Scheme. Sukanya Samriddhi Yojana was launched by Central Government, is a small deposit scheme of the Central government of India meant exclusively for a girl child, and is launched as a part of Beti Bachao Beti Padhao Campaign. The scheme is meant to meet the education and marriage expenses of a girl child. This scheme has been started under Beti Bachao Beti Padhao campaign. Its purpose is to meet the expenses of education and marriage of a girl child in future. In this an account can be opened in the name of a girl child. There is a provision to open separate accounts for maximum two daughters.


You can deposit minimum rs 1000 and maximum rs 1.5 lakh in a financial year. In this scheme the parents of the girl child are also exempted from tax. Also you get attractive interest.

2. Pardhan Mantri Jan Dhan Yojana (PMJDY)

This scheme is a national mission campaign for Financial Inclusion across the country. Its purpose is to connect people with financial services. Under this people are connected to financial services like savings account, deposit account, remittance, credit, insurance and pension. At present more than 29 crore accounts have been opened under this scheme in the our country.


This account has many benefits. In this the account holder gets an accidental insurance and life insurance cover. It is not necessary to keep minimum balance. You can transfer money to any account. Overdraft service are also available, overdraft service of rs 5000 is available for six month after bank operation.

3. National Health Insurance Scheme (RSBY)

National Health Insurance Scheme (RSBY) the objective of this scheme is to provide health insurance coverage to those who live below the poverty line. That is great government schemes started by Indian Government, people should take a benefit of this scheme.


Under this, benefits are given to unorganized sectors like construction which is registered in Welfare Board, road vendors, roll-mnrega laborers, mining laborers and auto-taxi drivers.

4. National Social Assistance Program (NSAP)

Under the National Social Assistance Program (NSAP), monthly pension is given to Senior- citizens Scheme, widows and differently able people of poor class. The program comes under the Union Ministry of Rural Development. These are 2.98 crore beneficiaries of this program and pension is sent directly to their bank accounts.


According to National Social Assistance Program (NSAP), rs 200 per month is given to senior citizens aged 60-79 and 500 for senior citizens aged 80 years and above. And widows woman given to different way.

5. Pardhan Mantri Mudra Yojana (PMMY)

If someone wants to start their employment, then they get a loan under Pardhan Mantri Mudra Yojana (PMMY) scheme. Under the Pardhan Mantri Mudra Yojana eligible candidates get loans ranging from rs 50 thousands to rs 10 lakh. That is 3 types of loans are given. Loans can be taken from any bank and NBFC under Mudra Scheme.

  • Shishu – For loan amount up to Rs. 50,000
  • Kishor – For loan amount from Rs. 50,001- Rs 5 lakh
  • Tarun – For loan amount more than 5 lakhs and up to Rs 10 lakh


Loans offers to small businesses in the unorganized sector are now covered by a credit guarantee scheme. It also helps bridge the shortfall in loans for these businesses. This helps small entrepreneurs save on the interests that they need to pay.

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